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IPA Payments Pod


Sep 29, 2025

As our population ages, financial safety has become one of the most pressing issues in banking and fintech because seniors are one of the groups most vulnerable to scammers 

In this episode, host Ben Jackson sits down with Todd Rovak, Co-founder and CEO of Carefull, a financial safety platform used by banks to protect older adults and their families from scams, fraud, and costly mistakes. 

They cover how Carefull uses AI and behavioral data to detect concerning patterns in financial activity—sometimes even spotting early signs of cognitive decline years before a medical diagnosis.  

They also discuss: 

  • Why financial institutions should take aging financial risk seriously 

  • The critical role of trusted contacts and family engagement 

  • How technology can enable independence rather than take it away 

 Learn more about Carefull: https://www.getcarefull.com 

This podcast was recorded on August 20, 2025. Things may have changed by the time you hear it.